Charts & Tables

Chapter 1: Introduction

Table 1.01: Indian Life Insurance Performance Indicators

Table 1.02: Indian Life Insurance Market Shares - Total Premium (Private vs LIC)

Chart 1.01: Indian Life Insurance Market Shares - Total Premium (Private vs LIC)


Chapter 2: Macroeconomic and Insurance Indicators

Table 2.01: Indian Economy Indicators (Data From 2011-12 Onwards)

Table 2.02: Life Insurance Premium Compared Against Gross Savings

Chart 2.01: Life Insurance Premium Compared Against Gross Savings

Table 2.03: Insurance Penetration - Life Insurance Industry

Chart 2.02: Insurance Penetration - Life Insurance Industry

Table 2.04: Insurance Density (Insurance Per Capita – Life Insurance Industry)

Chart 2.03: Insurance Density (Insurance Per Capita – Life Insurance Industry)


Chapter 3: Overview of Indian Insurance Industry

Table 3.01: Indian Life Insurance Industry

Table 3.02: Growth of Total Life Insurance Premium Since 2000-01

Table 3.03: Segment -Wise Break Up of Life Insurance Premiums

Table 3.04: Key Indicators of Insurance Industry

Table 3.05: Business Performance Indicators

Table 3.06: Payouts to Policyholders

Chart 3.01: Details of Benefits Paid - Life Insurance Industry

Table 3.07: Total Investments of Life Insurers: Category Wise

Table 3.08: Profitability and Funds of Life Insurance Industry


Chapter 4: Advantages of LIC in Life Insurance Industry in India

Table 4.01: All India Network of Offices - LIC

Table 4.02: All India Network of Individual Agents - LIC

Table 4.03: Total Premium vs Linked Premium (Private)

Table 4.04: Average Per Policy - Premium: Individual Agents

Table 4.05: New Business Premium

Table 4.06: Policies in Force

Table 4.07: Breakup of Premiums

Table 4.08: Sum Assured

Table 4.09: Payouts to Policyholders

Table 4.10: Payouts to Policyholders (%)

Table 4.11: Settlement of Individual Claims (%)

Table 4.12: Lapse Ratio - Private vs LIC (%)

Table 4.13: Persistency Ratio - Private vs LIC (%)

Table 4.14: Overall Investments - Private vs LIC

Table 4.15: Investment Portfolio - Private vs LIC

Table 4.16: Type of Investments of Life Insurance Companies

Table 4.17: Category-wise Investments - Private vs LIC

Table 4.18: Share of Investment Category – LIC (%)

Chart 4.01: Category of Investments (% of Holdings) - LIC

Table 4.19: Share of Investment Category – Private Sector (%)

Chart 4.02: Category of Investments (% of Holdings) – Private Sector

Table 4.20: Investments vs Assets – LIC (%)

Chart 4.03: Investments to Assets (%)

Table 4.21: Gross NPA & Net NPA - LIC

Table 4.22: Net NPA vs Policyholders Investments - LIC

Chart 4.04: LIC – NPA vs Policyholder Investments (%)

Table 4.23: Income on Investments - LIC

Chart 4.05: Income on Investments - LIC

Chart 4.06: Average Yield - Policyholder Funds- LIC

Table 4.24: Accounting Surplus - LIC

Chart 4.07: Accounting Surplus - LIC

Table 4.25: Transfer to Mathematical Reserves - LIC

Chart 4.08: Transfer to Mathematical Reserves - LIC

Table 4.26: Transfer to Shareholders - LIC

Chart 4.09: Transfer to Shareholders - LIC

Table 4.27: Profits Before Tax - LIC

Chart 4.10: Profits Before Tax - LIC

Table 4.28: Capital & Free Reserves - LIC

Table 4.29: Solvency - LIC


Chapter 5: SWOT Analysis

Table 5.01: Investment Income (2019-20)


Chapter 6: Embedded value of LIC

Table 6.01: Investment Portfolio & Premium Income

Table 6.02: Embedded Value of Private Companies (Worked Out & Disclosed)

Table 6.03: Embedded Value of LIC (Worked Out & Disclosed)

Table 6.04: Valuation Surplus

Table 6.05: Market Capitalisation to Embedded Value (MC To EV)

Table 6.06: Market Capitalisation (MC) to Embedded value (EV)